I’m Digna Montanez

Founder and Owner

I’m a seasoned financial professional with a Bachelor’s Degree in Business Administration and Accounting from the University of Puerto Rico. My journey in the financial world spans over 30 years, with 28 of those dedicated to my expertise in Orlando, Florida.

My venture into finance began with a high school magnet program in accounting, followed by a comprehensive education at the University of Puerto Rico. In 1995, I took a significant step by founding my first home-based business, providing tax preparation services to friends and family.

Certified through the Professional Tax Preparation Course from HR Block for Individuals and Corporations, I have been listed in the IRS Directory and offered tax preparation services with HR Block.

This initial venture gained tremendous momentum, leading to the establishment of Dreamline Accounting Services in 2007. Since then, I’ve had the privilege of assisting hundreds of individuals and businesses with their tax preparation needs.

Most recently, I achieved certification as an Enrolled Agent, a significant milestone that expands our services to individuals and businesses alike. As an Enrolled Agent, I am empowered to represent clients before the IRS and provide comprehensive tax solutions.

I am enthusiastic about the prospect of contributing to your financial success. Let’s connect and explore how my expertise can benefit you and your goals.

Founder and Owner

Accounting and Tax Specialist

Enrolled Agent #155366-EA

Meet the Team

Joany Otero, Bookkeeper and Tax Specialist

Joany Otero is a seasoned bookkeeper and payroll professional with over two decades of expertise in Accounting. Currently pursuing a Bachelor of Accounting at Ana G. Mendez University, she is dedicated to continuous learning and professional growth. With a rich background, she has contributed her skills for six years alongside CPAs, served a decade in a private Market Research and Ratings company, and played a vital role in the accounting teams of diverse industries including Printing Presses, Aerospace Manufacturing, and Services.

Esther Lebron, Tax Specialist

Esther Lebron is a seasoned Tax Specialist at Dreamline Accounting, bringing over 15 years of experience to the table. She is known for her meticulous attention to detail and her ability to navigate complex tax situations with ease.

With a personalized approach, Esther ensures that each client receives tailored solutions designed to optimize their financial outcomes. Esther’s expertise and commitment make her an invaluable asset to both her clients and the Dreamline Accounting team.

Fatty Ayala, Bookkeeper

Meet Fatty Ayala, a skilled Bookkeeper with a Business Administration degree from Turabo University, Gurabo, Puerto Rico. With over 20 years of hands-on experience in General Accounting and Payroll, Fatty is your go-to professional.

Proficient in Excel, QuickBooks, and both Windows and Mac applications, Fatty brings a meticulous approach to every financial task. Whether you’re a business owner or an individual, Fatty Ayala is dedicated to making your financial journey smooth and stress-free.

I appreciate their integrity and honesty...

Taxes are never fun but Dreamline makes filing easy and walks you through the whole process. I appreciate their integrity and honesty most of all. Thank you for this since not everyone holds the same standards.

— M. Weits

Very helpful with my taxes!

Excellent service and knowledgeable, courteous staff. Very helpful with my taxes! They took the time to properly evaluate my taxes, provided valuable information and advice. Definitely a customer for life with Dreamline Accounting.

— Sham Soondarlal

I live in Lake County and I didn't have to leave my office...

Highly recommended, they are very professional. The online service is very easy and convenient. I live in Lake County and I didn’t have to leave my office, Digna Montañez guided me through the process. The fees are reasonable, and the service was in Spanish, very convenient for the Latino community.

—Fredy Castillo

Where Experience Makes the Difference

Our Journey


Started Services

First home-based business providing tax preparation services



Established Dreamline Accounting, LLC


Business Expansion

Expanded to Tampa


Over 1,000 Clients

Serve over 1,000 individuals and small businesses in Orlando and Tampa